RV Insurance

RV Insurance

Hit the Open Road... or Go Off It with Peace of Mind

If you love nothing more than hitting the open road… or taking a hard right and going off-road, you need to have RV Insurance. Caerus Insurance covers a wide variety of recreational vehicles including: motorcycles, motor homes, ATVs, antique/classic cars, limited use, customized, boats, mopeds/scooters, and many more.

Auto Insurance coverage includes: liability for bodily injury and property damage, medical/personal injury protection, uninsured/under-insured motorist, comprehensive, collision, rental car, emergency road service, towing, customization.

Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage, and more. Coverage varies by state.

RV Insurance Coverage

You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options can include:

Stated Value – market value/actual cash value of the RV

Agreed Value – the insured amount, regardless of the current market value

Replacement Cost – replace your insured RV with a new RV that is most like it

Vacation Liability – covers you when you stop driving and use your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.

Personal Effect Coverage – provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.

Some policies include Roadside Assistance, which covers you 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation, and meal coverage if needed.

Other additional coverage can include accident forgiveness, pet coverage, diminishing deductible, and more.

Caerus Insurance will let you know if you qualify for safe driver discounts, original owner discounts, package discounts and more.

You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars, and boats.