Car Insurance

Car Insurance

For Auto Insurance Drivers Turn to Caerus Insurance

When it comes to auto insurance drivers turn to Caerus Insurance. Because Caerus is an independent broker, we’re able to find you the best car insurance coverage for your specific needs by shopping multiple insurance providers. We understand that life brings constant change so we proactively check up on our customers to make sure that their car insurance coverage meets their current situation.

We have special programs/discounts for teen drivers, good students, safe drivers, low mileage, multiple vehicles and more.

Caerus Insurance covers a wide variety of vehicles including: automobiles, motorcycles, motorhomes, ATVs, antique/classic, limited use, customized, mopeds/scooters.

Auto Insurance coverage includes: liability for bodily injury and property damage, medical/personal injury protection, uninsured/under-insured motorist, comprehensive, collision, rental car, emergency road service, towing, customization.

Common Coverages in Car Insurance Policies

Comprehensive: Covers any damage to your vehicle from an incident that wasn’t a collision. (Examples: theft, fire, windshield cracks or chips, windstorms, hail, etc.)

Collision: Covers the cost of the damage in an accident with another vehicle or object.

Bodily Injury Protection: Covers medical or funeral costs to others if you happen to be at fault for injuries or deaths.

Property Damage Liability: Covers you if your car damages anything on someone’s property caused by negligence or a willful act.

Personal Injury Protection: Covers medical bills and more for yourself and passengers in your car.

Uninsured Motorist Bodily Injury: Covers medical bills and more if the other person in the accident (at fault) does not have enough or any insurance to cover the charges.

Uninsured Motorist Property Damage: Covers property damage incurred if the other person in the accident (at fault) does not have enough or any insurance to cover the charges or hit and run.

Towing & Labor: Covers the cost of towing and labor on damages of your vehicle if needed

Rental Car Reimbursement: Covers the cost of a rental car if your car is in the shop due to collision or comprehensive claim or has been totaled.

If you’re also looking for commercial auto insurance CLICK HERE.