General Liability - A Basic Coverage for Any Business
General Liability is a policy covering liability exposures of a business. Possible coverage enhancement endorsements may include:
Professional Liability Insurance (PL)
Professional Liability covers negligence and errors and omissions that injure clients such as but not limited to recommendation or consultations. Professional Liability Insurance is critical for licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies, to name a few.
Employment Practices Liability Insurance (EPL)
Employment Practices Liability Insurance covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights.
Directors and Officers Insurance (D&O)
Directors and Officers insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. Directors and Officers Insurance policies can include corporate reimbursement coverage, personal liability, and entity coverage.