Business Insurance

Business Insurance

Caerus Insurance Covers a Wide Range of Businesses, Including...

Contractors

Competitive coverage and advice to minimize risks and properly allocate insurance job costs. Assistance is available for contractual requirements, certificate and additional insured requirements and audits.

Coverage types include but are not limited to; general liability, bonds, workers compensation, tools/equipment, buildings under construction, vehicles, pollution/lead liability, excess/umbrella liability, and professional/E&O liability.

Garage Service

Coverage packages available for business that provide mechanical service, body work and auto sales. Configuration of coverage is essential to make sure coverage applies to all drivers, customer vehicles, towing and loaner cars. Building, contents, loss of income, liability, workers compensation, commercial auto and a variety of other coverage options are available. Let us help make sure you have the right coverage to protect you against lawsuits, disruptions to your flow of income and property.

Wholesalers & Distributors

Coverage configuration assistance for business owners. Warehouse, building, contents, loss of income, liability, workers compensation, commercial auto and a variety of other coverage options are available.  Let us help make sure you have the right coverage to protect you against lawsuits, disruptions to your flow of income and property.

Rental Property

Competitive rates for rental properties both residential, retail, office and mixed use. Building, loss of income, liability, tenant liability, property management and a variety of other coverage options are available.

Restaurants & Bars

Carrier options for restaurants of all sizes including establishments that serve alcohol.  Coverages offered include property, liability, liquor liability, loss of income, workers compensation and a variety of other coverages.

Retail

Competitive rates and coverage configuration assistance for business owners. Building, build out, landlord requirements, contents, loss of income, liability, workers compensation, commercial auto, lessor’s risk and a variety of other coverage options are available.  Let us help make sure you have the right coverage to protect you against disruptions to your flow of income and property.

Manufacturers & Importers

Competitive rates and coverage configuration assistance for business owners. Product liability, building, contents, loss of income, liability, workers compensation, commercial auto and a variety of other coverage options are available.  Let us help make sure you have the right coverage to protect your business.

Condo & Home Owner Associations

Competitive rates for buildings, liability, directors & officers liability, crime/money, workers compensation and unit owners. Let us help make sure you have the right coverage to protect you against lawsuits, disruptions to your flow of income and property.

And Many Others

If you don’t see a business description like yours listed here just call and we can determine your coverage options. Let us help make sure you have the right coverage to protect yourself against lawsuits, disruptions to your flow of income and property.